LundinOnChapter13.com Terms of Service

Your use of LundinOnChapter13.com, any content and materials on LundinOnChapter13.com, or any other website or electronic content of Keith M. Lundin or Bankruptcy Press, Inc. (collectively, “LOC”) constitutes your agreement to be bound by these Terms of Service, as amended from time to time.

NO LEGAL OR PROFESSIONAL ADVICE: LOC — including direct conversation by email, phone, or other means with Keith M. Lundin or others working with Keith M. Lundin or Bankruptcy Press, Inc. — is not intended as legal or professional advice and may not be considered, accepted, or acted upon as legal advice. Any instructions, directions, suggestions, recommendations, or representations about the use of LOC or about content or materials of LOC is intended solely to assist you in locating and accessing LOC and does not constitute legal or professional advice.

USERNAMES AND PASSWORDS: If you access LOC through the use of a username and password, you understand and agree that your username and password is personal to you and may not be shared with or used by any other user except as specifically authorized by your contract with LOC. If you believe or even suspect that any other person or entity has gained unauthorized access to your username and password, you agree to notify LundinOnChapter13.com immediately by email or phone at Subscriber.Services@LundinOnChapter13.com or 888‑675‑6213. and you agree to take reasonable steps to prevent unauthorized access including changing your password immediately.

EMAIL ADDRESS AND PASSWORD SECURITY: A common tactic of cybercriminals is to gain access to your email address and password for one online account in hopes that you have used that same email address and password for other online accounts. If you reuse passwords in this way, a breach of your LOC account could lead to a breach of your other online accounts and vice versa. Please do not choose a password for LOC that you have used with any other online account.

AUTHENTICATION BY INTERNET PROTOCOL (“IP”) ADDRESS: If you access LOC through your organization’s Internet Protocol (“IP”) address, your use of LOC shall be governed by these Terms of Service, by any agreements between Bankruptcy Press, Inc. and your organization, and by any internal rules and policies of your organization governing access to and use of electronic resources.

INTELLECTUAL PROPERTY: Except for original government works, materials in the public domain and materials and information subject to fair-use, LOC reserves to the fullest extent available under law all intellectual property rights including copyright, trademark, trade secrets, proprietary technologies or proprietary uses of non-proprietary technologies. This reservation of rights applies to all forms of expression, media, and technologies currently in use or adopted in the future, and includes all information, data, metadata, and content in any form as well as the selection, enhancement, arrangement, and presentation of information and content. Without written consent of LOC, no person or entity may copy, reproduce, archive, retransmit, redistribute, (re)publish, create derivative works, sell or resell, or in any way infringe upon or interfere with the intellectual property rights of LOC. This prohibition does not include copying, quoting or citing content and material incidental to and consistent with a user’s contract with LOC for subscription legal research services.

PROHIBITED USES: In addition to these Terms of Service, you agree not to use or permit the use of LOC for any unlawful or unauthorized purpose, including any use that is inconsistent with the intellectual property rights of LOC or inconsistent with the intended purpose of LOC as a subscription legal research service.

TERMINATION OF ACCOUNTS: Should LOC conclude that any user has failed to comply with these Terms of Service, Bankruptcy Press may immediately (or at a later time) elect to terminate access to LOC for any non-complying account or user. Should Bankruptcy Press, Inc. take such action, the holder(s) of the terminated account(s) shall be entitled to a prorated refund of any subscription fees.

DISCLAIMER OF WARRANTY AND LIMITATION OF LIABILITY: Your use of LOC is at your own risk. The LOC website and all associated content is provided as is and without representation or warranty, express or implied, regarding the availability or performance of the website or the accuracy, relevancy, currency, veracity, or completeness of any content or materials. LOC disclaims all warranties of merchantability or fitness for purpose, warranties pertaining to the accuracy or absence of errors or omissions in any content or materials, or warranties relating to the availability or performance of the LOC website or any associated technology. Neither LOC nor any owner, officer, agent, contractor, employee, or affiliate of LOC shall be liable for any direct, indirect, incidental, special, or consequential damages related to your use or inability to use LOC.

CHOICE OF LAW AND SEVERABILITY: These Terms of Service and any related matters shall be governed by the laws of the state of Ohio. By using LOC, you agree to submit to personal jurisdiction in Ohio. Should any provision of these Terms of Service be held invalid or unenforceable, that provision shall be considered struck from these Terms of Service and all remaining provisions shall continue in full force and effect.

MODIFICATION: These Terms of Service can be modified at any time and may be modified frequently in response to evolving law, markets and product offerings, technologies, etc., at the sole discretion of LOC. Any modifications shall be effective upon the updating or (re)posting of these Terms of Service, email, or other notification reasonably calculated to reach you as a Subscriber to or user of LOC. Upon any modification, your continued use of LOC shall constitute your agreement to such modifications.

ADDITIONAL TERMS AND ENTIRE AGREEMENT: Additional terms governing your use of LOC may occasionally be set forth in product descriptions, online notices, email, or other communications relating to specific content, services, products, and the like. Along with any such additional terms and other modifications, these Terms of Service constitute the entire agreement between LOC and you with respect to all matters addressed herein and supersede all previous agreements.

If you have any questions or concerns, please contact us at Subscriber.Services@LundinOnChapter13.com or 888‑675‑6213.