Cite as: Keith M. Lundin, Lundin On Chapter 13, § 31.9, at ¶ ____, LundinOnChapter13.com (last visited __________).
Review of the debtor’s payroll records or check stubs will reveal wage assignments, garnishments and other deductions. Credit unions, union dues, insurance, alimony and child support are often paid by direct wage assignment.
One of the salutary effects of a Chapter 13 case is stopping all the garnishments and wage assignments. In some jurisdictions, counsel has to take some action more than just noticing the creditors involved—for example, a separate notice to the court that issued the garnishment. Without careful gathering of information about wage deductions, the immediate relief debtors expect and counsel promised won’t happen.